- Telephone
- 256-734-1740
- mortgage@cullmansavingsbank.com
- NMLS
- 408455
- Loan Amount
- Down payment
- Interest Rate
- Term
- Enter any additional costs to be added into your monthly payments
- An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
- An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
- Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
- An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
- Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
- You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Principal & Interest
- $0 (100%)
- Property Tax
- $0 (0%)
- HOA Dues
- $0 (0%)
- Homeowners Insurance
- $0 (0%)
- Mortgage Insurance
- $0 (0%)
- Total Monthly Payment
- $0
- Payment Every Month
- Total Principal Paid
- Total Interest Paid
- Total Cost of Loan
| Pmt # | Payment | Principal | Interest | MI | Balance |
|---|
| Pmt # | Int Rate | Mth Pmt | Principal | Interest | Balance |
|---|
For general inquiries, send an email to: mortgage@cullmansavingsbank.com
Cullman Savings Bank offers a variety of mortgage products to fit your individual needs:
•Conventional loans – Fixed and Adjustable Rates
•FHA Loans
•VA Loans
•USDA Loans
•Construction Loans
•Home Equity Loans and Lines
•Reverse Mortgage Loans
Building, buying or refinancing a home is both exciting and overwhelming. It doesn’t have to be painful if you choose the right mortgage lender for you. Our professional staff has over 80 years experience in the mortgage industry and we are here to guide you every step of the way. We help make the process easy and give you the personal attention you need. We’ll help you understand your mortgage options and take advantage of highly competitive interest rates. Your home may be the largest investment you ever make and it is important to work with someone you like and trust. We live in the same community you do and we are committed to your satisfaction.
Purchasing a home?
The home of your dreams is waiting for you. By offering personalized service, we quickly help secure the right home loan for our clients. We make the loan process simple, straightforward, and fast. Our team of knowledgeable originators are on staff and ready to work for you, give us a call today.
Looking to refinance?
If you're considering refinancing your current mortgage, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you in real-time. Your needs can change, so can your mortgage loan. Let us help.