Licensing Information

NMLS ID#856322 NMLS ID#999521
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
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Lisa Richter Laurie Ewing NMLS 411685 NMLS 1077826
Phone: 256-734-1740
Cullman Savings Bank
NMLS 408455
316 Second Avenue SW
Cullman AL 35055

Cullman Savings Bank offers a variety of mortgage products to fit your individual needs:


  • Conventional loans – Fixed and Adjustable Rates
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Construction Loans
  • Home Equity Loans and Lines
  • Reverse Mortgage Loans

Building, buying or refinancing a home is both exciting and overwhelming.  It doesn’t have to be painful if you choose the right mortgage lender for you.  Our professional staff has over 80 years experience in the mortgage industry and we are here to guide you every step of the way.  We help make the process easy and give you the personal attention you need.  We’ll help you understand your mortgage options and take advantage of highly competitive interest rates.  Your home may be the largest investment you ever make and it is important to work with someone you like and trust.  We live in the same community you do and we are committed to your satisfaction.